Experienced observations.
Innovative solutions.
Genuine client relations.

OUR SERVICES

Guiding you towards finance
that thrives.

• First Home Buyers

  There’s nothing more thrilling than your first foray in property, but we appreciate taking that first step can also feel incredibly daunting. The Upside Finance team are experts in first home loans and will be on hand every step of the way to answer all your questions and take away the overwhelm. We’re here to guide you through saving deposits, fixed and variable rates, first home owner grants, guarantors, lender mortgage insurance and much more to get you your very first owned home.

• Next Home Buyers

  Once you’re already on the property ladder, there are still numerous factors to consider in your next purchase. Upside Finance can guide you through the entire process. From pre-approval through to settlement and everything in between. Our goal is to make your next purchase run as smooth as possible.

• Refinancing

  Gone are the days where mortgages are simply set and forget. It pays to continually keep an eye on the market, re-evaluate your requirements and compare your options. We stay on top of interest rates and industry changes so you don’t have to. Speak to Upside Finance about the possibility of securing an even better rate and loan structure than before which can reduce interest payments and increase cashflow.

• Investors

  Property is one of the most rewarding investments you can make, but it demands all kinds of important considerations. If you’re thinking about starting or your investment portfolio, Upside Finance can help unlock your equity to access the cash you need. We will steer you through the various considerations, such as negative gearing, offset accounts, principle and interest repayments vs interest only repayments, as well as stamp duty, tax deductions and capital gains.

• Construction

  Building or renovating a home is such an exciting prospect but always a highly involved process. From architects to certifiers, builders and even neighbours, there are many moving parts and it will likely be one of the biggest ventures you undertake. The first, most crucial stage is securing financial approval. Upside will lead you along the journey of acquiring a construction loan, so funds are available at each stage when your project demands.

• Medico & Professionals

  No two professional industries are the same and loan structures should reflect that. Whether you’re a doctor, a dentist, a lawyer or other practitioner, different policies, discounts and terms are available depending on your existing financial situation and funding requirements moving forward. Upside Finance are adept at providing customised lending solutions to medical or specialist businesses that call for niche financial products.

• SMSF

  For those who self manage their super fund - or wish to - Upside Finance can assist with the home loan for the purchased residential or commercial property within your SMSF. Upside Finance can match the loan structure to work in conjunction with your financial planner's advice.

• Commercial

  Upside Finance can navigate the complexities and minimise the hassle of your commercial property purchases - be it investment or owner-occupier purposes for major purchases, equity release or buying/leasing industrial spaces like offices, retail stores, warehouses or manufacturing premises.

• Equipment Finance

  If your business is on the brink of growth but needs to invest in itself to advance further, then we can help source the funds to do so. Vehicles, machinery, technology, engineering goods and any other workplace equipment, Upside Finance can assist with the finance for such assets.